Illustration of a two-car collision on a St. Louis street with the Gateway Arch in the background

Car Accidents

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St. Louis Car Accident Lawyer

You or a loved one has been in a car accident. Medical bills are mounting. Strangers from insurance companies keep calling. What do you do?

The insurance adjusters calling you are trained professionals. They do this every day. They know how to undercut your situation and secure the best deal for themselves.

You need help now. You need advice now. You need to know what to do.

The Injury Counsel is an award winning law firm. We strive to be one of Missouri’s best, most prestigious personal injury law groups. We help people like you every day.

Questions

What People Ask Us About Car Accidents

General information, not legal advice.

How long do I have to file a car accident lawsuit in Missouri?: Five years from the date of the crash for most injury claims (RSMo 516.120). Wrongful death claims must be filed within three years (RSMo 537.100). If the crash was in Illinois, the deadline is two years (735 ILCS 5/13-202). Claims against a city or state agency can require notice much sooner. The evidence disappears long before any of these dates.
Can I still recover if the crash was partly my fault?: Yes. Missouri uses pure comparative fault, so your recovery is reduced by your percentage of fault but not eliminated, even if you were mostly to blame. Illinois is different: a person found more than 50 percent at fault recovers nothing. Where the crash happened and where the case is filed can decide the outcome.
Should I talk to the other driver’s insurance company?: Not before you talk to a lawyer. The adjuster’s job is to limit what the company pays, and a recorded statement given in the first days, while you are hurt and medicated, is used for exactly that. Report the crash to your own insurer, get medical care, and let us handle the other side.
What if the other driver has no insurance or too little?: Missouri requires only $25,000 per person in liability coverage (RSMo 303.190), which a single emergency room visit can exhaust. Every Missouri auto policy must include uninsured motorist coverage (RSMo 379.203), and many people carry underinsured coverage without knowing it. We identify every policy in the household before the insurer tells you what your case is worth.
How much does it cost to hire The Injury Counsel?: The consultation is free and confidential, and we work on a contingency fee: our fee is a percentage of what we recover for you, and there is no fee if there is no recovery. Case costs, and how they are handled, are explained in writing before you sign anything. You never pay our fee out of pocket.
Read more: Can I Get Punitive Damages After a Drunk Driving Accident in Missouri?; Can I Still Recover if I Was Partly at Fault for a Car Accident in Missouri?; How Much Is a Car Accident Case Worth in Missouri?; Crashed While Autopilot or Full Self-Driving Was On? What Missouri Victims Need to Know; How Long Do I Have to File a Car Accident Claim in Missouri?